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Williamlutle 20.07.2020 09:11
successes Drivers For The Saudi Capital Market

Despite being one of the largest economies in the region, Saudi Arabia has yet to fulfill its true potential inside the Islamic economy. Dr Ahmed Al Ajlouni explores the prospects and challenges facing the kingdom in its quest to develop a functional and accessible Islamic capital market.

The Kingdom of Saudi Arabia passed the time of the global financial trouble very smoothly, Benefitting from a conservative and prudent economic policy as well as the acceptable level of oil prices. It enjoyed in times past high budgets for two successive years in 2012 and 2013. The kingdom has a really good ranking on the global ase of Doing Businessscale in 2013. This assures its role as a financial pillar for the global economy, maintained by a fact that it is the biggest oil exporter globally and a member of the G20, Which has allowed it to take a leading role on the global economic stage as the world recovers from the economic.

Saudi Arabian joint stock companies started in the mid 1930s. The market remained informal until the early 1980s when the us govenment embarked on the formation of a regulated market for trading, Coupled with necessary systems. CMA is now the sole regulator and supervisor of the capital market in Saudi Arabia and issues the required rules to protect investors and ensure fairness and efficiency in the market.

In spite of its relatively recent origins, The Saudi Arabian capital market has demonstrated rapid growth. It ranked 24th in global monatary amount in 2009 and is the largest Arab financial market with a market price of US$373.4 billion dollars. at the end of 2012, Saudi arabia held 40.6% of the total value of all Arab financial markets and more than 80% of all share trading in terms of value in the GCC region.

In spite of good indicators for the Saudi Arabian economy; money market has moldova girls yet to fulfill its true economic potential. In order to put the Saudi capital market on the right course to reflect the healthy economic status of the kingdom, There are key additional drivers to be considered that have yet to be utilised efficiently. These are likely to determine the development prospects of the equity market in Saudi Arabia in the short and long term. these factors include:

1. The Islamic finance information mill

In spite of the economic and spiritual stature of the kingdom and its important engaging in the area of Islamic economics; Other countries have got the lead in the Islamic finance and banking industry. This means that potential capabilities normally made available have not been used efficiently and there is still considerable untapped potential for the Islamic financial industry in the kingdom. One of the most promising indicators states that the volume of money managed according to Shariah in Saudi Arabia is rising by as much as 21% annually. one or more index for urestocks (Fully Shariah certified companies) Has been established in Saudi Arabia moldova beauty by Shariah scholars a lot.

Adopting Islamic financial instruments will be critical market pillar. It will motivate the capital market through:

Developing the financial market by broadening it with new recources and deepening it by additional sums of cash flows.

Retaining the surplus funds that want to get Shariah compliant, Halal investment in the united states and preventing them from being invested abroad.

Participating in establishing an Islamic money market to deal with the liquidity dilemma for Islamic banks and other Islamic loan companies.

2. state administration and family owned firms

national owned entities and family owned firms are key investors in the Saudi economy. The government and its investment vehicles hold about 35% of total companies in the wilderness, While family owned companies account for 10% of the dominion GDP. If a giant firm like Saudi Aramco (With about value of up to US$10 trillion, Making it the world most effective company) Goes public and its shares are traded I he capitol market, We can see right now how much the market will be deepened.

3. Promoting a proficient corporate debt market

Mainstream Saudi companies have historically relied on bank loans and retained earnings to finance their expansion. These companies have become more familiar with bonds over the last two years, With a number of investors now demanding riyal denominated bonds.

The issuance is entirely obtainable Islamic bonds, or even a sukuk. Audi Arabia had commonly been considered the sleeping giant of regional debt capital markets, But this has certainly changed during days gone by 18 months as we have seen an upsurge in riyal sukuk issuance,wanted to say Stuart Ure, an opponent at law firm Clifford Chance in Dubai.

Sukuk issuance is now expanding much faster than old fashioned bonds. with 2012, relevant to SAR27.2 billion (US$7.25 thousand) importance of riyal denominated sukuk were issued, based on HSBC up from SAR11.3 billion dollars (US$3.01 billion) when 2011. In the first quarter from this year, SAR10.3 million (US$2.74 thousand) is issued.

conversely, Bonds and sukuk are still not an essential portion of investment portfolios for institutional and individual investors in Saudi Arabia.

4. Female empowerment in the administrative centre market

The royal decree from King Abdullah to appoint 30 highly educated Saudi women to the Shura Council (Consultative putting your unit together) Early this year crowned the dominion efforts to empower women and recognise the key role of women in society.

Women make up 50% of the people and account for SAR100 billion (US$26.66 million) price of bank deposits. Yet although in the last 15 years there were a boom in female education, With women entering government jobs and even entering the private sector, the economic role of women is still weak and their role in the overall Saudi Arabian economy remains tiny. Women are usually active only within family owned firms or as owners of very small corporations; And their role in the capital market as active traders is minor, despite the fact that there are about 200,000 female stock cases.

an excellent opportunity establishing an electronic trade market, Benefiting from the experience of NASDAQ. This will boost the role of women as active investors rather than just as stockholders. This would also be compatible with the Islamic law and community traditions that prohibit direct physical interaction between male and female. An electronic trading platform would allow women to do business independently from their homes, quickly without commuting outside. This move would be fueled by high education levels, Enthusiasm for new suffers from, Surplus time and an individual can hoarded funds of the Saudi Arabian women.

One of risks with facing the Saudi Arabian capital market is the limited access for foreign investors. The MSCI Global Market entry Review of June 2012 defined the Saudi Arabian capital market as a tandalone marketwith a negative view, Due to its limited handiness for foreign investors. Although this can be viewed as a hurdle, It should also be seen as time to stimulate the market. The focus actually only on foreign investors from abroad, As the non Saudi residents already in the country have potential in this connection, As they number over 9 million and have good savings dimensions.

combined with the above potential, Saudi Arabia can also advance by expanding outside the capital and proving markets in other strategic cities: consist of Jeddah on the Red Sea and Dammam on the Arab Gulf. Developing an organised money market will play a considerable role in solving liquidity problems.

A future external factor related to the GCC monetary union will be the creation of a single currency, Which could be the catalyst to unlock the comparative advantages and potentials of the Saudi Arabian economy. by reducing bilateral exchange rates and the operation of a single monetary policy, All the GCC countries will derive gain benefit underlying efforts of creating a single financial market.

In spite of the governmental and business initiatives to develop the capital market, Hurdles exist preventing Saudi Arabia from reaching its full potential. The country has for decades followed highly practical regulations towards foreign investment. It also struggles with deep rooted traditions concerning pointing toward women, And is held back by stagnant boards of family owned firms who will not move easily towards the global real estate markets. particularly true, A lack of openness and an unclear economic policy are major challenges.

To truly develop a practical capital market requires economic and structural changes and legislative amendments. In my own thoughts, I think that it will take at least five to 10 years to see a global developed capital market in the kingdom.

Dr Ahmed Al Ajlouni is a faculty member of Finance Banking at the Economics Finance Department of College of Business and Economics at Qassim university or.

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